PFRDA circular PFRDA/2025/14/SUP-CG-SG/06 · 06 Oct 2025
Official title
Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by two months i.e., upto 30th November 2025
Summary
Check the official recordThe Pension Fund Regulatory and Development Authority has extended the deadline for eligible individuals to exercise their option for the Unified Pension Scheme (UPS) under the National Pension System. This extension, granted by the Central Government, provides an additional two months for eligible existing Central Government employees, past retirees, and spouses of deceased subscribers to submit their options. The new cut-off date is November 30, 2025. This circular is issued under the PFRDA Act, 2013, and is effective immediately.
What you must do
Key dates
Who is affected
Circular No: PFRDA/2025/14/SUP-CG-SG/06
October 06, 2025
To,
The PrAOs, PAOs, DDOs of Central Government,
Existing Employees, Eligible Past Retirees and the Legally wedded Spouses of Deceased Past Retirees of Central Government covered under National Pension System (NPS)
The DTAs, DTOs, DDOs of State Government with respect to AIS officials,
The Central Recordkeeping Agencies (CRAs),
National Pension System Trust
Subject: Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by two months i.e., upto 30th November 2025- reg.
Please refer to the Regulation 3 (2) (i) of the Pension Fund Regulatory and Development Authority (Operationalisation of the Unified Pension Scheme under National Pension System) Regulations, 2025 dated 19th March, 2025, wherein, it is provided that the exercise of option in respect of an eligible employee to be covered under UPS shall be undertaken :- (i) within three months from 1st April 2025, or within such extended timelines if any, allowed by the Central Government, in respect of a person mentioned under clause (i) and clause (iii) of sub-regulation (1) of regulation 3 of the above regulations.
(i) migration to UPS from NPS by an existing Central Government employee in service on 1st April 2025, who is covered under NPS.
(ii) claim by (a) A Central Government employee who was covered under NPS and who has superannuated or voluntarily retired or has retired under Fundamental Rules 56 (j) (which is not treated as penalty under Central Civil Services (Classification, Control and Appeal) Rules, 1965), on or before 31st March 2025; or
(b) the legally wedded spouse in case of a subscriber who has superannuated or retired and has demised prior to exercising the option of UPS.
(Vikas Kumar Singh) Chief General Manager
