Lending and Deposit Rates of Scheduled Commercial Banks – June 2026

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June 30, 2026 Lending and Deposit Rates of Scheduled Commercial Banks – June 2026 Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during June 2026 are set out in Tables 1 to 9. Highlights: Lending Rates: • The weighted average lending rate (WALR) on fresh rupee loans of SCBs stood at 8.51 per cent in May 2026 (8.50 per cent in April 2026). • The WALR on outstanding rupee loans of SCBs declined marginally to 8.97 per cent in May 2026 from 8.98 per cent in April 2026. • 1-Year median Marginal Cost of Funds based Lending Rate (MCLR) of SCBs stood at 8.50 per cent in June 2026 (8.65 per cent in May 2026). • The WALR on fresh as well as outstanding rupee loans exhibited a mixed movement across sectors in May 2026. • The share of External Benchmark based Lending Rate (EBLR) linked loans in total outstanding floating rate rupee loans of SCBs was 67.6 per cent at end-March 2026 (65.5 per cent at end-December 2025), while that of MCLR linked loans was 30.2 per cent (32.0 per cent at end-December 2025). Deposit Rates: • The weighted average domestic term deposit rate (WADTDR) on fresh rupee term deposits of SCBs stood at 5.84 per cent in May 2026 (5.79 per cent in April 2026). • The WADTDR on outstanding rupee term deposits of SCBs moderated to 6.57 per cent in May 2026 from 6.59 per cent in April 2026. Ajit Prasad Press Release: 2026-2027/571 Deputy General Manager (Communications) ᮧेस ᮧकाशनी PRESS RELEASE भारतीय įरज़वर् बैंक RESERVE BANK OF INDIA वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, कᱶᮤीय कायार्लय, शहीद भगत ᳲसंह मागर्, फोटर्, मुंबई - 400 001 Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502