Lending and Deposit Rates of Scheduled Commercial Banks
RBI press-release 2026-2027/571 · 30 Jun 2026
Official title
Lending and Deposit Rates of Scheduled Commercial Banks – June 2026
RBI press-release 2026-2027/571 · 30 Jun 2026
Official title
Lending and Deposit Rates of Scheduled Commercial Banks – June 2026
Summary
Check the official recordThe Reserve Bank of India publishes data on lending and deposit rates for scheduled commercial banks for June 2026. This report excludes regional rural banks and small finance banks. The weighted average lending rate on fresh rupee loans reached 8.51 percent in May 2026. The weighted average lending rate on outstanding rupee loans decreased to 8.97 percent in May 2026. The 1-year median marginal cost of funds based lending rate stood at 8.50 percent in June 2026. The weighted average domestic term deposit rate on fresh rupee term deposits reached 5.84 percent in May 2026. The weighted average domestic term deposit rate on outstanding rupee term deposits decreased to 6.57 percent in May 2026.
Key dates
Who is affected
Exceptions
June 30, 2026
Lending and Deposit Rates of Scheduled Commercial Banks – June 2026 Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during June 2026 are set out in Tables 1 to 9.
Highlights:
Lending Rates:
• The weighted average lending rate (WALR) on fresh rupee loans of SCBs stood at 8.51 per cent in May 2026 (8.50 per cent in April 2026).
• The WALR on outstanding rupee loans of SCBs declined marginally to 8.97 per cent in May 2026 from 8.98 per cent in April 2026.
• 1-Year median Marginal Cost of Funds based Lending Rate (MCLR) of SCBs stood at 8.50 per cent in June 2026 (8.65 per cent in May 2026).
• The WALR on fresh as well as outstanding rupee loans exhibited a mixed movement across sectors in May 2026.
• The share of External Benchmark based Lending Rate (EBLR) linked loans in total outstanding floating rate rupee loans of SCBs was 67.6 per cent at end-March 2026 (65.5 per cent at end-December 2025), while that of MCLR linked loans was 30.2 per cent (32.0 per cent at end-December 2025).
Deposit Rates:
• The weighted average domestic term deposit rate (WADTDR) on fresh rupee term deposits of SCBs stood at 5.84 per cent in May 2026 (5.79 per cent in April 2026).
• The WADTDR on outstanding rupee term deposits of SCBs moderated to 6.57 per cent in May 2026 from 6.59 per cent in April 2026.
Ajit Prasad Press Release: 2026-2027/571 Deputy General Manager (Communications)
ᮧेस ᮧकाशनी PRESS RELEASE
भारतीय įरज़वर् बैंक
RESERVE BANK OF INDIA
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