RBI press-release 2026-2027/687 · 16 Jul 2026
Official title
RBI issues Prudential Norms on Specified Non Financial Asset acquired by Regulated Entitites
Summary
Check the official recordThe Reserve Bank of India has issued final amendment directions regarding prudential norms for Specified Non-financial Assets (SNFA) acquired by regulated entities. These directions follow a draft proposal released on May 5, 2026, and incorporate modifications based on stakeholder feedback. The amendments apply to various financial institutions, including commercial banks, small finance banks, non-banking financial companies, all India financial institutions, and various categories of co-operative and local area banks. The updates specifically address the resolution of stressed assets and frameworks for income recognition, asset classification, and provisioning.
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Key dates
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July 16, 2026
RBI issues Prudential Norms on Specified Non Financial Asset acquired by Regulated Entitites
The Reserve Bank of India had, on May 05, 2026, issued the Draft Directions on Prudential Norms on Specified Non-financial Assets (SNFA) Directions for stakeholder feedback.
Feedback received on the draft Directions has been examined and consequent modifications, as deemed appropriate, have been suitably incorporated in the final Directions. A statement on the feedback received on the draft Directions is provided in the Annex.
Accordingly, the Reserve Bank has today issued the following amendment Directions
i. Reserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Third Amendment Directions, 2026 ii. Reserve Bank of India (Small Finance Banks – Resolution of Stressed Assets) Second Amendment Directions, 2026 iii. Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Second Amendment Directions, 2026 iv. Reserve Bank of India (All India Financial Institutions – Resolution of Stressed Assets) Second Amendment Directions, 2026 v. Reserve Bank of India (Urban Co-operative Banks – Resolution of Stressed Assets) Third Amendment Directions, 2026 vi. Reserve Bank of India (Rural Co-operative Banks – Resolution of Stressed Assets) Second Amendment Directions, 2026 vii. Reserve Bank of India (Regional Rural Banks – Resolution of Stressed Assets) Second Amendment Directions, 2026 viii. Reserve Bank of India (Local Area Banks – Resolution of Stressed Assets) Second Amendment Directions, 2026 ix. Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Second Amendment Directions, 2026 x. Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Second Amendment Directions, 2026 xi. Reserve Bank of India (Non-Banking Financial Companies – Income Recognition, Asset Classification and Provisioning) Third Amendment Directions, 2026
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भारतीय ᳯरज़वर् बᱹक
RESERVE BANK OF INDIA
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xii. Reserve Bank of India (All India Financial Institutions – Income Recognition, Asset Classification and Provisioning)Second Amendment Directions, 2026 xiii. Reserve Bank of India (Urban Co-operative Banks – Income Recognition, Asset Classification and Provisioning)Second Amendment Directions, 2026 xiv. Reserve Bank of India (Rural Co-operative Banks – Income Recognition, Asset Classification and Provisioning)Third Amendment Directions, 2026 xv. Reserve Bank of India (Regional Rural Banks – Income Recognition, Asset Classification and Provisioning) Second Amendment Directions, 2026 xvi. Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Second Amendment Directions, 2026
(Brij Raj) Press Release: 2026-2027/687 Chief General Manager
