Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026
RBI notification RBI/2026-27/136 · 16 Jun 2026
RBI notification RBI/2026-27/136 · 16 Jun 2026
Summary
Check the official recordThe Reserve Bank of India amends the prudential norms for Non-Banking Financial Companies. The amendment introduces a zero percent risk weight for specific exposures. This applies to exposures guaranteed under the Emergency Credit Line Guarantee Scheme 5.0. The zero percent risk weight applies to 75 percent of the guaranteed portion. This condition requires the settlement amount to arrive within thirty days from the date of invocation. The remaining exposure attracts risk weight according to existing guidelines. These directions take effect immediately.
What you must do
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RBI/2026-27/136 DOR.STR.REC.115/21-01-002/2026-27 June 16, 2026
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026
Please refer to Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as ‘the Directions’).
Please refer to circular Ref no. 0264/NCGTC/ECLGS5.0 dated May 08, 2026, issued by National Credit Guarantee Trustee Company (NCGTC) in respect of Emergency Credit Line Guarantee Scheme (ECLGS) 5.0, introduced by the Government of India.
In exercise of the powers conferred under Sections 45L of the Reserve Bank of India Act, 1934, and all other laws enabling the Reserve Bank in this regard, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions hereinafter specified.
These Amendment Directions shall amend the Directions as specified below:
(1) Paragraph 18(2)(iv)(f) shall be inserted as below:
“Exposures guaranteed under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 shall attract risk weight of zero percent to the extent of 75% of the guaranteed portion, i.e., to the extent of guaranteed portion wherein the settlement amount is expected to be received within thirty days from the date of invocation. The remaining exposure shall attract risk weight as per the extant guidelines.”
(Vaibhav Chaturvedi) Chief General Manager