Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026
RBI notification RBI/2026-27/256 · 11 Sept 2026
RBI notification RBI/2026-27/256 · 11 Sept 2026
Summary
Check the official recordThe Reserve Bank of India amends the exemption period for specific bank advances. Banks exclude advances against fresh FCNR (B) and NRE deposits from the Adjusted Net Bank Credit calculation. The previous deadline of September 30, 2026, changes to August 31, 2026. This change applies to deposits with a minimum tenor of three years. The exclusion amount must not exceed the fresh outstanding deposits eligible for Cash Reserve Ratio and Statutory Liquidity Ratio exemptions. These directions take effect immediately.
What you must do
Key dates
Who is affected
Thresholds
RBI/2026-27/256 FIDD.CO.PSD.BC.No.10/04.09.001/2026-27
September 11, 2026
Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026
Please refer to Reserve Bank of India (Priority Sector Lending – Targets and Classification) Second Amendment Directions, 2026 issued on August 7, 2026, specifying that the following advances extended in India would be excluded from calculation of Adjusted Net Bank Credit (ANBC):
“Advances extended in India against out of the fresh FCNR (B) / NRE deposits (including deposits that are renewed upon maturity), qualifying for exemption from Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) requirements, as per the Reserve Bank of India (Cash Reserve Ratio and Statutory Liquidity Ratio) Second and Third Fourth Amendment Directions dated June 08, 2026 and June 19, 2026 August 25, 2026, as applicable to various banks.
Note: The amount to be excluded from ANBC for computation of priority sector targets shall not exceed the fresh outstanding FCNR (B) / NRE deposits eligible for exemption from maintenance of CRR / SLR in terms of the above Amendment Directions.”
Yours faithfully,
(Nisha Nambiar) Chief General Manager-in-Charge