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RBI11 Aug 2026press-releasePrepared by Complied AI

Scheduled Banks’ Statement of Position in India

Official title

Scheduled Banks’ Statement of Position in India as on July 31, 2026

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Summary

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What changed

The Reserve Bank of India publishes the statement of position for all scheduled banks as of July 31, 2026. The report provides data on liabilities to the banking system and others, borrowings from the Reserve Bank of India, cash holdings, and balances with the Reserve Bank of India. It also details assets with the banking system, investments in government securities, and bank credit excluding inter-bank advances. The document includes specific figures for scheduled commercial banks and scheduled co-operative banks. It also reports food credit outstanding for these institutions as of the same date. The data reflects the financial status of 119 scheduled commercial banks, 26 scheduled state co-operative banks, and 55 scheduled primary urban co-operative banks.

Who is affected
  • Scheduled commercial banks, scheduled state co-operative banks, and scheduled primary urban co-operative banks.
Key dates
  • Reporting date for the statement of position — 30 Jul 2026

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Source details

Source
Reserve Bank of India
Type
press-release
Published by source
11 Aug 2026
Document number
2026-2027/876
Issuing division
Department of Communication
Coverage area
banking

Document text

Prepared for reading; wording retained from the source.

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August 12, 2026

Scheduled Banks’ Statement of Position in India as on July 31, 2026

(Amount in ₹ crore)

SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs)ALL SCHEDULED BANKS
25-Jul-2025#15-Jul-202631-Jul-202625-Jul-2025#15-Jul-202631-Jul-2026
I LIABILITIES TO THE BKG.SYSTEM (A)
a) Demand & Time deposits from banks342422.14435469.60439863.90347963.84443230.48447699.51**
b) Borrowings from banks105206.0965066.2165825.38105216.4365283.7466409.86
c) Other demand & time liabilities22326.9252859.8055126.4522827.6853518.7355893.62
II LIABILITIES TO OTHERS (A)
a) Deposits (other than from banks)23349826.9926280679.1826941367.4923843829.7726827530.9427489688.59
i) Demand2876367.983191615.513431418.502925733.643250680.983491774.16
ii) Time20473459.0123089063.6723509948.9920918096.1423576849.9623997914.43
b) Borrowings @837553.64918824.27911164.28841979.67923904.39916105.54
c) Other demand & time liabilities989671.961138081.391197380.541002536.581152228.211212356.10
III BORROWINGS FROM R.B.I. (B)1906.005598.00604.001906.005598.00604.00
Against usance bills and / or prom. Notes
IV CASH82474.8973757.1278902.9685044.2876413.7681493.59
V BALANCES WITH R.B.I. (B)918229.35762269.17819616.44937146.82777652.37835046.67
VI ASSETS WITH BANKING SYSTEM
a) Balances with other banks
i) In current accounts13780.318245.999199.8215868.3610688.5012083.30
ii) In other accounts250416.58281503.51295528.69311836.69356688.84370233.01
b) Money at call & short notice17910.7232517.2332748.1436663.5358053.3455464.31
c) Advances to banks (i.e. due from bks.)27213.7339234.7438427.4728849.1641495.0040640.90£
d) Other assets59900.00105981.85119158.3164933.06110809.53124140.87
VII INVESTMENTS (At book value)6726827.657135479.677156897.076887824.457315291.417338590.21
a) Central & State Govt. securities+6726283.647134941.857156358.736878471.027303695.917326215.51
b) Other approved securities544.01537.82538.359353.4211595.5012374.69
VIII BANK CREDIT (Excluding Inter-Bank Advances)18501377.2021734674.3922078094.6318968339.9622246811.8322587935.10
a) Loans, cash credits & Overdrafts $18163165.3421296279.9021635466.0118627703.7121806107.0422142969.63
b) Inland Bills purchased77094.45109360.88110648.8477657.24109659.89110677.21
c) Inland Bills discounted225406.16294203.36297818.97226698.00295679.77299589.68
d) Foreign Bills purchased13315.8913089.6913181.2413537.7013255.2113346.43
e) Foreign Bills discounted22395.3621740.5620979.5622743.3122109.9121352.16

ᮧेस ᮧकाशनी PRESS RELEASE

भारतीय ᳯरज़वर् बᱹक RESERVE BANK OF INDIA

वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, कᱶᮤीय कायार्लय, शहीद भगत ᳲसंह मागर्, फोटर्, मुंबई - 400 001 Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502

Ajit Prasad Press Release: 2026-2027/876 Deputy General Manager (Communications)

NOTE

These figures relates to corresponding reporting Friday of previous year (as per old fortnight definition) and it shall continue till the publication of Press Communique as on November 30th, 2026.

(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. (B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934.Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

  • Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on (Amount in ₹ crore)

Date25-Jul-2025#15-Jul-202631-Jul-2026
Scheduled Commercial Banks56674.48120730.44117830.41
Scheduled Co-operative Banks51974.0052074.0052074.00

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