IRDA (Life Insurance-Reinsurance) Regulations, 2013

Tftrcet TTo ^to-33004/99 REGD. NO. D. L.-33004/99 3 T R T T ^ (Lhz ( S a x e t t e o f ^3 u d i a 3THTWniT EXTRAORDINARY WTIII— WTg 4 PART III—Section 4 Tnfsrenr ^ m^ iPvm PUBLISHED BY AUTHORITY K 521 18, 2013/iTm 29, 1934 No. 52] , NEW DELHI, MONDAY, FEBRUARY 18, 2013/MAGHA 29, 1934 sjfal M W r ^ i 3ftT f e w w f e w r StfSTCJERT ii xf>r^6', 2013 # q r f^pHAJWch 3 ^ (■sfreR^HT-^-rafin) f t f r o , 2013 T jp j. ■? t.'& .i^ .y T ./'f 5 . / 1 7 /7 5 /2 0 1 3 ^ T T RjPH <ym ch 3 ?fT -fag T R T SUfil'ch<UT 1 9 9 9 OTTT 14 3?lT OTTT 26 % ^nsr trfe?r arRiPr*w, 1938 <*n a m H 43f "gm yrferrat ^rt iram cfrrrf urftrarnn ^fwr l tp t aflrprnT- ^ T .- f r *ffrTT R i r 4A|IHcH d f r U lR lc h < U | ( xrflc H J im - tj - f j T m ) 2 0 1 3 i d [^ I 13". ^ -H-lchKt TTW a'Tt 5-lchl ■gft clKI<3 '9>T y g n I 2. ^TfwmTTT- ^T3rFRmT"lT,^rT(ig?^vriT3FqWT3^t9?T-R'^T : ‘31 (S iftin ’ '^•'jflTTT3Tfirf5ratri938 (1938'grT4) 3Tfajt?T%; T3 \ • y ify c h < u i' ^ W T t f T a f l T y if ile M U l 1 9 9 9 ( 1 9 9 9 ^KT 4 % 3T8rPr w iflld ^ffaT'fa(Hi|W<*) 3Ttr'fechl« UllSl<*<U| | 01/20 n (l) ' ~ "Bo mo-33004/99 mmmuT EXTRAORDINARY mTTIII-~ 4 PART III-Section 4 ~ ~ w cf, I f¥r i1 PUBLISHED BY AUTHORITY ~ ~ . ~ . ~ 18, 2013/lmf 29, 1934 REGD. NO. D. L.-33004/99 ~. 521 No. 521 NEW DELHI, MONDAY, FEBRUARY 18, 2013/MAGHA 29, 1934 fi f~f.t414cfi atR" fcrcfim ~ ~ . 11 "Cfi"{q'U, 2013 ~ fqf.t414cfi atR" ~ ~ ( ~ mirr-~) ~. 2013 "Q;Q). v. ~.fcf:f~·.Jll.rfcr.117/75 12013 :- 'aTln"~rm,; &l'd~cflm '!11ftllfi<O'i aifi:lr-tqq, 1999 ~ mu 14 &R mu 26 ~ ~ lffixf 1"1'T s,4fuf-1:qq, 1938 ~ mu 114& am ~ ~ cfiT ~ ~a ~ g1fuc:.ti<o1 ci'lirr {it"ll&<Wilnriimr~~lffilfVf~~'IIT"c:. Q_?i"al(I R'"1f("lf-Oltt ~'IRTffl • 31Vffll:- ct>. ~ ~ li'tqrfuf.l:q1i:itfi ah -fis?fim111la.n:orc~"r-ni'lin -~) ~. 2013 "'""'1t')'.r\ 1 «. ~~ ~it~ di!Qi_t1-1i "qIT'!'ITT'lwcit1'11"'1'f11-n I 2. ~- '$-1' IQl-1<Qqi If, ~~~~~~...-m: ~- -~- "#~<l-i(Qf.t:qq 1938 (1938cfiT4) ~t; « .. Sllre3c:.fi(OI. "# ~ l'tf f.t:q,qqi &R -fis?fim'Sl1~or ~ 1999 ( 1999 cfiT 41) ~ mu 3 "qIT31f-QTU ( I) ~3Ml"=I" ~ ~faf.t:qrql!fi31't{hHr·gri!llli<o,~t 1 M, (;1!?_011 (I) 2 THE GAZETTE OF INDIA : EXTRAORDINARY [P art III— Sec. 4] T:3TSgrfur 7T. ‘3< 4u|«t,rlf’ ^ « T m i c » i d f ^"3ft TTfg^T <*><rl! % STSraT ■Wfcic^l ch<nl U. ‘ ^ viti dTwi^cif &k i, Rn'H-i «Ttni^hd oyfcKi c*Tl fc^^ll ■ZRT 3iyr 3Tf«iRT %; 31B!Tf^T'3$iT?TT %; *r. ■ ijfajcft Tpwfaf Tf T^ft TJcFTFT Ufi~H-tfT '9iT 3Tff?W W ( % OTT3T Tjof ^TT 3TfHT^?T t ftrfT^ 3^&iJufuI ^ f?nT 3n=rn- -JTTrra^r-gft t cTOT ^ 4 T n r c h w f a ftr tfw-fcKtff % *m r y ^ c t , ^ q fg a c tt E ^ < h ■^^IcFTR cRT^ 3T8raT 3T^ftg>TT’35’^ c*>l (qchc^l ‘ y-ifltm tila g ’ % w f f UtjTl ifr fciij, ehi'j^'i ,?S^T % «ni>n<»ii<l qg 3lfavld %"^h" tlfcjc;i ctTl TT*Tt v id f 3^tr ■3:n=9r "3^T®rErt cb i t^sft ^ su F . 3tVt Pif^jd ^tr^r^r"^TTTfTT% i ^T. ‘■gH:3T6ZJxflTr'^ 3TRl5l?r % i^R T ^ "5TTT T2i9fT ^*TVflTT®<Tf‘fevtfr 3T^T TV$Ti9vTf SR rai'2*rof:RT9>(Tf oKt 344^ ftUI snftrT i!!<l ^-(4Tni 3W<art d« « 6 r 3T5T 3i*^[ifd <*-,<<11 %; "^T. * S4Kl*MKui ’ ^ chi o?> 3TVT 34fa£ld ^ Hsi^ «Ti^lcibdf 3JM*T! 3?H % 4J 6 U* %; oT. * ‘^profmSFT^f' % 3Tfa^lRT ^ I^Tft ^4Hd ^ ^>c*n ^'I^Thi o!J^TT^T fcH^ yiiydKTUT'SHT STITT 3 4h\ dH-OTCT (25?) % 3idjfd 'qsiDcfciUI SWIUI1!* U<R feH^ir■’T^n'%■; <r. -ft -tftm sm m ^h^Tmi srt -gftf ifor ■h^crt giMkifi c a fta n atgr?) csrrgf arfiifrtT % -Eraft q g n ijfl ■hA f^rflg-gi -^va^riigi xf tt^ t ^<JPnmiRd aftr fatifi fga en<m g n r t f ; "S. ‘ ^ «^Hicr»nf 3^T ^J"T4f*TTcF<Tf ^F> ‘sft’ET ^'1a5Thi cf>t cj^ oyq+*yf 3Tfv^PET%, 'fll : Cjct> c(tf 3T5T3TT3^ ^ " arfira? arallr % f^ro; ^t?fr % wot % -fenft -grf araraT cprff % ^haThi % #nj; w ^x cich’l^chl fctci^ui R*Tll<4 yif? f^*i|rf4.n %; ■g. (iifH^n~I ■& M^~dRT afrr ajgRmfad u rg Tfm $riafenr, 1938 (1938 ■grr 4 ) arogT ^fwr "fgfrw r^ 3?tt Ri<«iy jii|ych<u! srfaPiAm, 1999 (1999 w 4 i)^ T r fw r f^ fr ':fT*ffyr«^i 3^ r«riiffi4l% artf y fi^ ^ft-uviiifeafd 4H aifarH-mil ^^%rf?TTT PtRw: m^I f 1 ■g>. ^fwr 3rfeft^nr, 1938^81111 'thto ■& vtrrrgvT ttRt %t ijRi^in ^ 1 ■gpvfm' *^111 ^ r r uiRicf><ui ■gnr arfir^cRT Pci pH fdrm jl 1 Q_l 11 1 I S . a y i t T I g ) Wt*>K I q ^ i ^ c e . tj.tTi ■^TRi'Hi % ^ T T O "^ < n * 4 l^ id <IIVI % rT ^ T irfe ? T tT % arferaFTH i j t '^ < 11 ?rerr TT. •qF^ryR f% 'fa-^W f& i"felfa-4 cIJlT^ [HU,R)faH ufdVId f^fnRhi fa^) "jTT TT^rrt rfWT ■et. W ^ ^ argmn 'fe?^ ^nr^ft ■gfirym''bkt aimCT srmfRr vtmgvrfait % ■afra-•fercn ^sttottt i ftPl«M^TU<<>M)^%-{?n3;-tfpqrra<fa[H^M, 1 9 3 8 'g?rqRT1013TT%r3q ^ m?,». ■Hftld <l(dd r>i.Mtj 41m chi f^^MHT=T3trT3Tyrgr <<si^eii^ MTri-^arlmft otifari h^i i 4 . •g ^ s T u i « ^ d 'W a id T l'% # n 3; 3iT T ^ T ^ -v jflrr^ ^ i^ y f * i ) i — ■gr. u«-t)c^ flimchdf /■g^mfmgrrrf■grri <♦><«! 11 : i. %yT%«fRRyfi)yKU| «bt 3<&*dH ehiHI; ii. JJPI'dl *<HI; iii. ijH<ST*4i Hi/<id>%1?n3;^gfTTff^mg-^<tttui ^Pifan » < n i; iv- cnivii •far |j-i<aTHi mTIci'hI c»mc)^i^i %TF^r»T^> #n3;Trpf vvi'W niet ryrcr 2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III- SEC. 4] TT. . ;,,i40 icfinf- ~ lt'g'TI~ ~ t -.it ~-l'fflntf~~ -~~l•ir t &l!J(!IT lt'g' !l•llfficlctitlF ~ t ~ y,=r: am1lfuT ~lfi'ffll' t ; V. '~• ~ '3'~flf'rq il,f;'ffl "(m, ~ -V'f lf'illl'F'f-arliffl,srr ~ ";JITTT ~ t, !l-l«ffq icfitrf c6t ~ '1'fln' ~ -...ram~ t; ~ - ·~ · ~lt'g'~ ~t~lITTT~ cnq1c1,<1f !l-1'1'ili<ti<'IF lli1" ~ 31VJ'lt'T~Tt'lfr~ ~?Ji"«rrt; -.;i_ • Q.Rmn ~- it~~ lfffc-rm ?JiT ~ wi-« a.-v.m ~ wi ~ ~ ~ i ~ am1lfuT ~ ~ 3l<-fTT -« '1rf!'ffl@" ~ --rrt t lNlT g-11ff,u<finf ~ I01fflffl'rf ~ 'lfm ·g~ hflfi1cfi ~~ ,srr ~~~~~ ci,f~ t ; lJ. •~qr -tj~• "« mTI 'q~·if; ~ 1"i'T-r:fr Wf "« lfi~ ~ ~ 31"1i!i'f ,t -;;i'l" ~ ~ 'Q,,. ~ ~,nl afl.:~ ~""' ll:<fi'~. ~~f-rffm'~~cfi"Uffl"t 1 -ii'. 'y,=r:am1lful· "« 11"( ~ ~ t ~ lITTT ~ 'f1'ifq1a,t1f ftf..-«r 3Rl cf1q1cfinf &l!J<fT g-tGn:llcfitif ~ a:iq~·-;:m 11,lfit enfuf ~m-~ffi"l·&ef~ 3~r ~ ~f.fn'~t: ~- · i;ifa&1<01 • -«~"&ir•af~r a:ifi1~n·tfJrn•lf'i~nl a:iq-..fr am -«·1;r~or~mt; ~- ''1mf\'tr !J-lffllcfinf· ~ ll"( 1'm0'1f Tt'1:fr ~ ~ i 'frit "lr«f it -~~~~-.,~ g I Iii <fi"('ul l[T(T l!ITTT 3 '?ifil 3 q _l!ITTf ( 2?li') '?$i a1 n 1"@' '¢:Im,; ~ a I WI I a I q :f g GR' ~ ~u '1'fln' t; i 'Z. ''ll'f'-« 'ifltn ~ 'g-lfflr -...r-q ~ -tj~ g,'1°1Giil (~ ati:fi".r) ~ ~ t ~ ~ ~n: 'fi.t'mn'15!1iHU~it -q:<fi'1{4°P-le:t1Rn afl.:"f.!t1n"ft'n 1!1H'u1 cfiT<tf; ~- ·~· -«~af't-..g-1cifq11:1m1f~li'r-a~l.fii'"'" . ~t. ·1~1q1-c1n:~"ri~~ ~ 3MM $ ~ wt'ffi' t l'IWT '111' ~ '?$; ~ ll'Tf 31?J?1T ~"fll'if $ ~ ~ ~ fflTI, ~.t'l-iifl!ITuf afn ~~N~ 'f.rafftff ~t; ~- "l-f Faf.lt1'1°'1 it~ aft-{ a:iqfl:mfiln· ~ 1"l1T ~. 1938 (1938 "<liT 4) 31?J?1T 1flln' fclF-1.:i1qa, afl.: ii111mr-g1~<ar ~, 1999 ( 1999 <fiT 41) it ~mfr~ ~ ~q1 $ &erlfilm: 'at, ~ -;;n- "'tl!l l'Rli!l'Rr 3.f -61MF-14 "1 it~ IBll_ 'Ff~ fifitt'1'1 i2 t I 3 . ~ 3-1 ffi lcfit'I fa<! -..-mer~ : ln. Tt'1:fr ~Mr.. .:i q, 1938 ~ l!ITTT 101 & -.. ~ ~ 11;q 1cfinf ~ !I., cifq I cfil'1 fa<t -s 'ffl'lt 1RQi' ~ ... -mnr it 111q1q.n -um .., ~ ~ cfi'T ~ cfi=tf'lr ~ fi,;- PIMcfi<u1 1ITTT .61Mq:_,:3-,1 -«f1sf.r~~-~IQ_f'II' I « · ~ nfi ~ 'J;NIT{ 11i'f.,~ ·,.;)fgravm ~ 'Q'TR"nt1·-.; ~ it 'if'tq I q.n"( n"~ r i)nft~ ~-« ~ .:rti ~ rn ffl!lT TT. ~ ,i'!Vl'<f t ~ 1"lfl'-., #.ff;;i-;;i·c1 ,if '?$i fc-r 11_ 'PJl\1 ... ''SI m~ln''faif.l ~ i?$;i2·~ ~ -m,r v. ~ 1fl' mt fi,;- ~ ~ ~r..ge; ~ ~ f-lRit ~ vramr -q;r ~ ~ 'iO'imli"cn&t.., ~~~I "T, · ~ #.l'f.t<li-! -.; SI 4~'?$; ~ 1"l1T ~, 1938 cfiT l!ITTT 101 arr '?$i ~ 'Q',lf.' 41 E-1 I ilcfi I< ~ fil fff ·r1 ~ n' ~~mit~ lf,~-amrtlfltir'Rl~lf~ ~ ~ -<{51~~ ~"« a1Mlf; "cQft@''-ltf ~ I 4. ~T¥Uo!IIRl!li3TT$~ ~~~l~'Slfilitir-- 1'>. Jn'.IQi" ·atlffl:lin f / !l•llffu lcfittf cfIT ~ cfi i 4di q ~ ••'if('! fbln ~ ,srr ~ ~-., ~ ~ q 1, f<\l f ~, 1l'fl<I' 1'rnrr"<t1Tf: i. ~$ \ffiRP'R'll!IT<ul'lfil 31M;,i1Hflfi<-lr; ii. ~~~T l'aicfifun cn<-,r; iii. 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