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IRDAI weekly summary
IRDAI updates 2-8 November 2026: Four-layer motor policy
IRDAI set a four-layer motor policy structure from 15 December 2026 and issued a master circular on insurer registration and capital.
The week in brief
What changed
General insurers must sell private car and two-wheeler cover in a four-layer structure, with an option form and customer information sheet at sale, from 15 December 2026.
A Master Circular sets forms and clarifies NOC, duplicate certificate and other filings under the 2024 Regulations on insurer registration, capital structure, share transfer and amalgamation.