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The Reserve Bank issues the updated Master Circular on Basel III Capital Regulations for scheduled commercial banks. Scheduled commercial banks must follow the consolidated prudential guidelines on capital adequacy. Small finance banks and payments banks follow their respective licensing guidelines and operating guidelines issued by the Reserve Bank. Regional rural banks are also excluded from this circular. The Master Circular incorporates relevant instructions issued up to the current date.
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RBI/2024-25/08 DOR.CAP.REC.4/21.06.201/2024-25 April 01, 2024
All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks)
Madam / Dear Sir,
Master Circular – Basel III Capital Regulations
Please refer to the Master Circular No. DOR.CAP.REC.15/21.06.201/2023-24 dated May 12, 2023 , consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till that date.
The instructions contained in the aforesaid Master Circular have been suitably updated / amended by incorporating relevant guidelines, issued as on date. A list of circulars consolidated in this Master Circular is contained in Annex 26.
Small Finance Banks and Payments Banks may refer to their respective licensing guidelines and operating guidelines issued by Reserve Bank, for prudential guidelines on capital adequacy.
Yours faithfully,
(Usha Janakiraman) Chief General Manager
Encl.: As above
