Laws and sections by number or title, due dates, pages, and updates.
The Reserve Bank of India updates prudential guidelines on Basel III capital adequacy for scheduled commercial banks. The master circular consolidates instructions issued up to the current date. Small Finance Banks, Payments Banks, and Regional Rural Banks do not fall under this scope. Small Finance Banks and Payments Banks follow their own licensing guidelines and operating guidelines for capital adequacy.
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Ask about this master circular
RBI/2025-26/08 DOR.CAP.REC.2/21.06.201/2025-26 April 01, 2025
All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks)
Madam / Dear Sir,
Master Circular – Basel III Capital Regulations
Please refer to the Master Circular No. DOR.CAP.REC.4/21.06.201/2024-25 dated April 01, 2024, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till that date.
The instructions contained in the aforesaid Master Circular have been suitably updated / amended by incorporating relevant guidelines, issued as on date. A list of circulars consolidated in this Master Circular is contained in Annex 26.
Small Finance Banks and Payments Banks may refer to their respective licensing guidelines and operating guidelines issued by Reserve Bank, for prudential guidelines on capital adequacy.
Yours faithfully,
(Usha Janakiraman) Chief General Manager-in-Charge
Encl.: As above
