RBI master directions 2025

Reserve Bank of India Commercial Banks Governance Directions 2025

Commercial banks must follow governance rules for board structures, committees, and executive appointments under the Reserve Bank of India Commercial Banks Governance Directions…

Commercial Banks Income Recognition, Asset Classification and Provisioning Directions, 2025

Commercial banks must apply prudential norms for income recognition, asset classification, and loan loss provisioning.

Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025

The Reserve Bank of India establishes a framework for commercial banks to manage interest rates on deposits.

Reserve Bank of India Commercial Banks Interest Rates on Advances Directions, 2025

Commercial banks must price all floating rate rupee loans and microfinance loans using board-approved frameworks, internal benchmarks, or external benchmarks.

Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025

The Reserve Bank of India issues these Directions to prevent the use of commercial banks for money laundering and terrorist financing.

Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025

The Reserve Bank of India (RBI) issues these Directions to govern the management of risks associated with the outsourcing of financial and Information Technology (IT) services by…

Reserve Bank of India (Commercial Banks – Miscellaneous) Directions, 2025

The Reserve Bank of India issued consolidated directions for commercial banks regarding operational, regulatory, and administrative matters.

Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on July 01, 2026)

Commercial Banks Resolution of Stressed Assets Directions 2025

Commercial banks must follow a unified regulatory framework for the early recognition, reporting, and time-bound resolution of stressed assets.

Reserve Bank of India (Commercial Banks – Resource Raising Norms) Directions, 2025

The Reserve Bank of India issues these directions to govern the issuance of long-term bonds by commercial banks for financing infrastructure and affordable housing.

Reserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025

The Reserve Bank of India consolidates regulatory instructions on customer service and business conduct for Commercial Banks.

Commercial Banks Securitisation Transactions Directions, 2025

The Reserve Bank of India issues the directions for commercial banks regarding securitisation transactions to regulate asset transfers, minimum retention requirements, and capital…

Commercial Banks Transfer and Distribution of Credit Risk Directions, 2025

These directions regulate the transfer and distribution of credit risk by commercial banks.

Reserve Bank of India (Commercial Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

The Reserve Bank of India establishes a transparent procedure for commercial banks to identify and classify wilful defaulters.

Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025

The Reserve Bank of India (RBI) issues these directions to regulate how commercial banks undertake financial services.

Commercial Banks Voluntary Amalgamation Directions, 2025

The Reserve Bank of India issues directions for the voluntary amalgamation of commercial banks, covering governance, shareholder approvals, regulatory sanctions, and dissenting…

Reserve Bank of India (Core Investment Companies) Directions, 2025

The Reserve Bank of India issues these Directions to regulate Core Investment Companies (CICs).

Reserve Bank of India (Credit Information Companies) Directions, 2025

The Reserve Bank of India issues updated directions for Credit Information Companies (CICs) to regulate credit information reporting, dissemination, and grievance redressal.

Credit Information Companies – Managing Risks in Outsourcing Directions, 2025

The Reserve Bank of India (RBI) issues these Directions to govern the outsourcing of Information Technology (IT) services by Credit Information Companies (CICs).

Reserve Bank of India (Housing Finance Companies) Directions, 2025 (Updated as on April 15, 2026)