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The Reserve Bank of India provides the statement of position for all scheduled banks in India as of October 15, 2026. This statement details liabilities to the banking system and others, borrowings from the Reserve Bank of India, cash holdings, balances with the Reserve Bank of India, assets with the banking system, investments, and bank credit. The data covers scheduled commercial banks, including regional rural banks, small finance banks, payment banks, and local area banks, alongside all scheduled banks. The report includes specific figures for food credit outstanding for scheduled commercial banks and scheduled co-operative banks. The document serves as a statistical record of the banking sector position for the specified reporting period.
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October 30, 2026
Scheduled Banks’ Statement of Position in India as on October 15, 2026
(Amount in ₹ crore)
| SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs, PBs and LABs) | ALL SCHEDULED BANKS | ||||||
|---|---|---|---|---|---|---|---|
| 17-Oct-2025# | 30-Sep-2026 | 15-Oct-2026 | 17-Oct-2025# | 30-Sep-2026 | 15-Oct-2026 | ||
| I | LIABILITIES TO THE BKG.SYSTEM (A) | ||||||
| a) Demand & Time deposits from banks | 317219.62 | 444799.69 | 409869.12 | 324279.53 | 453266.26 | 417736.16** | |
| b) Borrowings from banks | 84168.86 | 79277.98 | 78959.86 | 84176.93 | 79280.16 | 79060.60 | |
| c) Other demand & time liabilities | 25736.62 | 61396.26 | 59435.83 | 26238.88 | 62003.45 | 60083.04 | |
| II | LIABILITIES TO OTHERS (A) | ||||||
| a) Deposits (other than from banks) | 23883215.06 | 28395079.41 | 27875909.91 | 24388271.73 | 28954762.18 | 28436892.20 | |
| i) Demand | 2973701.61 | 3735930.17 | 3299047.77 | 3025643.39 | 3797449.81 | 3360417.98 | |
| ii) Time | 20909513.45 | 24659149.24 | 24576862.14 | 21362628.34 | 25157312.38 | 25076474.22 | |
| b) Borrowings @ | 860797.93 | 964023.50 | 1000281.16 | 865099.80 | 968974.48 | 1005236.64 | |
| c) Other demand & time liabilities | 1092421.01 | 1239810.69 | 1224272.57 | 1108376.30 | 1256173.89 | 1240154.98 | |
| III | BORROWINGS FROM R.B.I. (B) | 8733.00 | 6451.00 | 630.00 | 8733.00 | 6451.00 | 630.00 |
| Against usance bills and / or prom. Notes | |||||||
| IV | CASH | 87746.70 | 86558.00 | 79196.03 | 90798.42 | 89420.33 | 81797.33 |
| V | BALANCES WITH R.B.I. (B) | 827461.41 | 793844.20 | 798762.38 | 844435.84 | 809347.36 | 814249.47 |
| VI | ASSETS WITH BANKING SYSTEM | ||||||
| a) Balances with other banks | |||||||
| i) In current accounts | 12112.05 | 18154.75 | 15376.61 | 14212.20 | 21717.09 | 17649.39 | |
| ii) In other accounts | 232868.32 | 298231.14 | 298705.45 | 294853.45 | 372745.22 | 372328.69 | |
| b) Money at call & short notice | 16904.88 | 26415.14 | 21061.15 | 35786.37 | 49611.57 | 45301.88 | |
| c) Advances to banks (i.e. due from bks.) | 31760.97 | 41294.00 | 37290.29 | 32651.83 | 42584.75 | 38115.09£ | |
| d) Other assets | 57266.95 | 111689.30 | 105522.96 | 62715.32 | 115595.80 | 109317.50 | |
| VII | INVESTMENTS (At book value) | 6885074.23 | 7469975.65 | 7538268.55 | 7052556.13 | 7660077.55 | 7731962.11 |
| a) Central & State Govt. securities+ | 6884459.02 | 7469800.46 | 7538093.46 | 7042214.34 | 7642116.56 | 7712249.61 | |
| b) Other approved securities | 615.21 | 175.18 | 175.09 | 10341.79 | 17960.99 | 19712.50 | |
| VIII | BANK CREDIT (Excluding Inter-Bank Advances | 19235754.48 | 22994852.36 | 22742777.30 | 19717390.30 | 23510057.34 | 23254182.56 |
| a) Loans, cash credits & Overdrafts $ | 18869670.69 | 22531997.27 | 22280879.35 | 19349548.26 | 23044988.17 | 22790044.99 | |
| b) Inland Bills purchased | 86683.42 | 116535.59 | 115721.98 | 86909.54 | 116558.03 | 115746.74 | |
| c) Inland Bills discounted | 244215.90 | 309084.85 | 310403.23 | 245205.37 | 310713.30 | 312056.64 | |
| d) Foreign Bills purchased | 12917.85 | 14578.34 | 14112.80 | 13102.54 | 14802.66 | 14332.15 | |
| e) Foreign Bills discounted | 22266.63 | 22656.32 | 21659.94 | 22624.59 | 22995.19 | 22002.04 | |
प्रेस प्रकाशनी PRESS RELEASE
भारतीय įरज़वर् बैंक
RESERVE BANK OF INDIA
0वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, केंद्रीय कायार्लय, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400 001 Website: www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
Ajit Prasad Press Release: 2026-2027/1409 Deputy General Manager (Communications)
NOTE
These figures relates to corresponding reporting Friday of previous year (as per old fortnight definition) and it shall continue till the publication of Press Communique as on November 30th, 2026.
(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
(B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934.Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'.
