Sectoral Deployment of Credit by NBFC – August 2026 · 2026-2027/1261
RBI press-release 2026-2027/1261 · 06 Oct 2026
Summary
Check the official recordWhat changed
The Reserve Bank of India reports a 15.8 percent year-on-year growth in credit deployment by non-banking financial companies for August 2026. This data covers major non-banking financial companies and housing finance companies. Credit to agriculture and allied activities grew by 17.4 percent. Industry credit grew by 8.4 percent. Services sector credit growth moderated to 16.2 percent. Retail loans growth accelerated to 22.0 percent. The report uses provisional data from a sample of companies in the Upper and Middle Layers and housing finance companies. These entities account for approximately 87 percent of total credit based on the Report on Trend and Progress of Banking in India 2024-25.
Key dates
- Reporting period end date
- 31 Aug 2026
Who is affected
- Non-banking financial companies and housing finance companies
Document text
October 06, 2026
Sectoral Deployment of Credit by NBFC – August 2026
Data on sectoral deployment of credit by non-banking financial companies (NBFCs) for the month of August 2026, collected from major NBFCs and housing finance companies (HFCs), are set out in the Statement1.
On a year-on-year (y-o-y) basis, NBFCs’ credit registered a growth of 15.8 per cent in August 2026 as compared to 10.0 per cent a year ago.
Highlights of the sectoral deployment of credit by NBFCs for the month ended August 31, 2026, are given below:
• Credit to agriculture and allied activities recorded a robust growth of 17.4 per cent (y-o-y) in August 2026 as against 5.1 per cent a year ago.
• Credit to industry grew marginally to 8.4 per cent (y-o-y) in August 2026 as compared with 8.3 per cent in August 2025. Within industry, credit growth in ‘infrastructure’ remained steady.
• Credit growth in services sector moderated to 16.2 per cent (y-o-y) in August 2026 from 24.0 per cent a year ago. While credit to ‘commercial real estate’ marked buoyant expansion, credit growth in ‘trade’ and ‘transport operators’ segments witnessed deceleration.
• Retail loans growth accelerated to 22.0 per cent (y-o-y) in August 2026 compared to 13.6 per cent a year ago. Within retail loans, ‘housing loans’ and ‘loans against gold jewellery’ segments witnessed accelerated credit growth, while ‘vehicle loans’ maintained its robust growth with marginal uptick.
Ajit Prasad Press Release: 2026-2027/1261 Deputy General Manager (Communications)
1 Provisional data as reported on the last day of the month. Sectoral credit data of NBFCs are based on sample of (i) NBFCs in Upper and Middle Layers, and (ii) HFCs, accounting for about 87 per cent of total credit with respect to data published in ‘Report on Trend and Progress of Banking in India 2024-25’ (RTP 2024-25, outstanding as on September 2025). ᮧेस ᮧकाशनी PRESS RELEASE
भारतीय ᳯरज़वर् बᱹक
RESERVE BANK OF INDIA
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Source details
- Source
- Reserve Bank of India
- Type
- press-release
- Published by source
- 06 Oct 2026
- Document number
- 2026-2027/1261
- Issuing division
- Department of Communication
- Coverage area
- banking