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The Reserve Bank of India has released data on the sectoral deployment of credit by non-banking financial companies (NBFCs) and housing finance companies (HFCs) for June 2026. On a year-on-year basis, total credit growth reached 14.4 percent, up from 11.1 percent in the previous year. Sectoral performance varied, with agriculture and retail loans showing accelerated growth at 17.9 percent and 20.3 percent, respectively. Conversely, credit growth in the industrial sector slowed to 6.7 percent, largely due to infrastructure, while the services sector moderated to 17.6 percent. The data is based on a sample of NBFCs in the Upper and Middle Layers and HFCs, representing approximately 87 percent of total credit.
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August 07, 2026
Sectoral Deployment of Credit by NBFC – June 2026
Data on sectoral deployment of credit by non-banking financial companies (NBFCs) for the month of June 2026, collected from major NBFCs and housing finance companies (HFCs), are set out in the Statement1.
On a year-on-year (y-o-y) basis, NBFCs’ credit registered a growth of 14.4 per cent in June 2026 as compared to 11.1 per cent a year ago.
Highlights of the sectoral deployment of credit by NBFCs for the month ended June 30, 2026 are given below:
• Credit in agriculture and allied activities recorded a robust growth of 17.9 per cent (y-o-y) in June 2026 as against 5.1 per cent a year ago. • Credit to industry grew by 6.7 per cent (y-o-y) in June 2026 as compared with 10.3 per cent in June 2025. Moderation in growth was primarily driven by subdued growth in infrastructure, a major constituent of the segment. • Credit growth in services sector moderated to 17.6 per cent (y-o-y) in June 2026 as against 22.4 per cent a year ago. While credit in ‘commercial real estate’ marked buoyant expansion, credit growth in ‘trade’ and ‘transport operators’ segments witnessed moderation. • Retail loans growth accelerated to 20.3 per cent (y-o-y) in June 2026 compared to 14.3 per cent a year ago. Within retail loans, ‘housing’, ‘vehicle’ and ‘loans against gold jewellery’ segments displayed robust credit growth.
Ajit Prasad Press Release: 2026-2027/838 Deputy General Manager (Communications)
1 Provisional data as reported on the last day of the month. Sectoral credit data of NBFCs are based on sample of (i) NBFCs in Upper and Middle Layers, and (ii) HFCs, accounting for about 87 per cent of total credit with respect to data published in ‘Report on Trend and Progress of Banking in India 2024-25’ (RTP 2024-25, outstanding as on September 2025).
ᮧेस ᮧकाशनी PRESS RELEASE
भारतीय ᳯरज़वर् बᱹक
RESERVE BANK OF INDIA
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