RBI master circulars 2023

Master Circular - Management of Advances - UCBs

Master Circular – Basel III Capital Regulations

The Reserve Bank of India updates the Master Circular on Basel III Capital Regulations for scheduled commercial banks.

IRAC and Provisioning Master Circular for Urban Co-operative Banks

This master circular consolidates instructions on income recognition, asset classification, and provisioning for urban co-operative banks.

Master Circular on Deendayal Antyodaya Yojana - National Rural Livelihoods Mission

This master circular consolidates instructions on the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission for public sector banks, private sector banks, and small…

Prudential Norms on Capital Adequacy for Primary Urban Co-operative Banks

Primary Urban Co-operative Banks must maintain minimum net worth thresholds and capital adequacy ratios based on their operational tiers.

Master Circular on Housing Finance for Primary Urban Cooperative Banks

Primary urban cooperative banks provide housing finance to eligible borrowers under updated operational guidelines.

Master Circular - Asset Reconstruction Companies

The Reserve Bank of India issues updated instructions and guidelines for asset reconstruction companies regarding registration, net owned funds, permissible business, asset…

Bank Finance to Non-Banking Financial Companies Master Circular

Scheduled commercial banks must follow updated regulatory policy when they provide finance to non-banking financial companies.

Master Circular on Disbursement of Government Pension by Agency Banks

Agency banks must follow consolidated Reserve Bank of India instructions for government pension disbursements.

Master Circular on Housing Finance

Scheduled commercial banks must follow updated guidelines for housing finance operations and loan disbursement.

Master Circular on Lead Bank Scheme

The Reserve Bank of India issues the Master Circular on the Lead Bank Scheme consolidating instructions up to March 31, 2023.

Credit Facilities to Scheduled Castes and Scheduled Tribes Master Circular

Banks must apply specific credit planning and lending procedures to increase financial advances for Scheduled Castes and Scheduled Tribes.

Master Circular on Guarantees and Co-acceptances

This master circular consolidates instructions on guarantees and co-acceptances for scheduled commercial banks excluding payments banks and regional rural banks.

Master Circular on Guarantees, Co-Acceptances & Letters of Credit for UCBs

Primary Urban Co-operative Banks must follow consolidated instructions for issuing guarantees, co-accepting bills, and opening letters of credit.

Master Circular on Payment of Agency Commission by Agency Banks

The Reserve Bank of India issues a master circular on the conduct of government business by agency banks and the payment of agency commission.

Credit Facilities to Minority Communities Master Circular

Scheduled Commercial Banks must ensure smooth credit flow to minority communities within priority sector lending targets.

Master Circular on SHG-Bank Linkage Programme

Scheduled commercial banks consolidate existing guidelines on the Self Help Group Bank Linkage Programme.

Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances