RBI master circulars 2025

Credit Facilities to Scheduled Castes and Scheduled Tribes Master Circular

Banks must implement specific credit planning, lending procedures, and monitoring measures to increase credit flow to Scheduled Castes and Scheduled Tribes.

Bank Finance to Non-Banking Financial Companies Master Circular

This master circular consolidates existing instructions on bank finance to non-banking financial companies.

Master Circular on Basel III Capital Regulations

The Reserve Bank of India updates prudential guidelines on Basel III capital adequacy for scheduled commercial banks.

Credit Facilities to Scheduled Castes and Scheduled Tribes Master Circular

Banks must provide credit facilities and implement planning, monitoring, and reservation measures for Scheduled Castes and Scheduled Tribes under various schemes.

Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

Disbursement of Government Pension by Agency Banks

Agency banks must follow consolidated instructions to disburse government pensions and dearness relief.

Master Circular - Exposure Norms and Statutory / Other Restrictions - UCBs

Master Circular on Guarantees and Co-acceptances

This master circular consolidates instructions on guarantees and co-acceptances issued by the Reserve Bank of India to scheduled commercial banks.

Master Circular on Guarantees, Co-acceptances and Letters of Credit for UCBs

This master circular consolidates instructions on guarantees, co-acceptances, and letters of credit for primary urban co-operative banks up to March 31, 2025.

Master Circular on Housing Finance

This master circular consolidates instructions on housing finance issued to scheduled commercial banks up to March 31, 2025.

Master Circular - Housing Finance for UCBs

Primary Urban Co-operative Banks must follow updated housing finance guidelines that consolidate existing instructions up to March 31, 2025.

Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs

Master Circular on Lead Bank Scheme

The Reserve Bank of India issues a master circular on the Lead Bank Scheme to consolidate existing guidelines up to March 31, 2025.

Master Circular - Management of Advances - UCBs

Master Circular on Board of Directors for Urban Co-operative Banks

Primary urban co-operative banks must maintain professional boards, restrict honorary titles, and enforce rules on director roles, audits, and donations.

Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission

Master Circular on SHG-Bank Linkage Programme

The Reserve Bank of India consolidates existing guidelines for the Self Help Groups Bank Linkage Programme.

Capital Adequacy Prudential Norms for Primary Urban Co-operative Banks

Primary Urban Co-operative Banks must maintain minimum net worth levels, Tier 1 and Tier 2 capital adequacy ratios, and share-linking requirements under updated prudential norms.

Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances