Statutory updates

Reserve Bank of India (Non-Operative Financial Holding Company) Directions, 2025

The Reserve Bank of India (RBI) establishes a regulatory framework for Non-Operative Financial Holding Companies (NOFHC).

Reserve Bank of India (Payments Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025

These directions establish the regulatory framework for the acquisition and holding of shares or voting rights in Payments Banks.

Payments Banks Asset Liability Management Directions 2025

Payments banks must manage liquidity and interest rate risks through board oversight, policy implementation, and regular reporting under these directions.

Reserve Bank of India (Payments Banks – Branch Authorisation) Directions, 2025

These Directions establish the regulatory framework for Payments Banks regarding the opening, merging, shifting, and closure of banking outlets and other offices.

Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

These Directions establish the framework for Payments Banks to maintain Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR).

Reserve Bank of India (Payments Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025 (Updated as on May 18, 2026)

Reserve Bank of India (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025

These Directions regulate the issuance and conduct of debit cards by Payments Banks.

Payments Banks Digital Banking Channels Authorisation Directions

These Directions establish the regulatory framework for Payments Banks to offer digital banking channels.

Payments Banks Financial Statements Presentation and Disclosures Directions 2025

Payments banks must prepare balance sheets and profit and loss accounts as on the last working day of the year in forms set out in the Third Schedule of the Banking Regulation…

Reserve Bank of India Payments Banks Governance Directions 2025

The Reserve Bank of India issues governance directions for payments banks to regulate board constitution, director appointments, remuneration policies, and control functions.

Reserve Bank of India (Payments Banks – Interest Rate on Deposits) Directions, 2025

The Reserve Bank of India establishes a framework for Payments Banks to manage interest rates on domestic rupee deposits.

Reserve Bank of India (Payments Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)

Payments Banks Managing Risks in Outsourcing Directions

The Reserve Bank of India issues these Directions to govern the outsourcing of financial and information technology services by Payments Banks.

Payments Banks Miscellaneous Directions 2025

The Reserve Bank of India issues miscellaneous regulatory directions for payments banks covering board oversight, deposit acceptance limits, the Depositor Education and Awareness…

Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (updated as on May 08, 2026)

Reserve Bank of India (Payments Banks – Responsible Business Conduct) Directions, 2025 (Updated as on April 1, 2026)

Reserve Bank of India (Payments Banks – Undertaking of Financial Services) Directions, 2025

The Reserve Bank of India issues these directions to govern how Payments Banks undertake financial services.

Payments Banks Voluntary Amalgamation Directions

The Reserve Bank of India establishes a regulatory framework for the voluntary amalgamation of Payments Banks.