Statutory updates

Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025

The Reserve Bank of India issues these directions to govern the maintenance of Cash Reserve Ratio and Statutory Liquidity Ratio for Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025

The Reserve Bank of India establishes updated directions for Regional Rural Banks regarding investment portfolio management.

Reserve Bank of India (Regional Rural Banks – Concentration Risk Management) Directions, 2025

The Reserve Bank of India establishes prudential exposure limits for Regional Rural Banks to manage concentration risk.

Reserve Bank of India (Regional Rural Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

The Reserve Bank of India issues these Directions to regulate the issuance and conduct of credit and debit card business by Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Credit Facilities) Directions, 2025

These Directions consolidate credit facility instructions for Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Directions, 2025

These directions establish a framework for Regional Rural Banks to report credit information to Credit Information Companies.

Reserve Bank of India (Regional Rural Banks – Credit Risk Management) Directions, 2025

The Reserve Bank of India issues these Directions to regulate credit risk management in Regional Rural Banks.

Regional Rural Banks Digital Banking Channels Authorisation Directions

The Reserve Bank of India establishes a framework for Regional Rural Banks to offer digital banking channels.

Reserve Bank of India (Regional Rural Banks – Financial Statements: Presentation and Disclosures) Directions, 2025

These Directions establish the framework for the presentation and disclosure of financial statements for Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Governance) Directions, 2025

The Reserve Bank of India issues governance directions for Regional Rural Banks to improve board oversight and operational transparency.

Regional Rural Banks Income Recognition, Asset Classification and Provisioning

The Reserve Bank of India establishes prudential norms for income recognition, asset classification, and provisioning for Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Directions, 2025

The Reserve Bank of India establishes a consolidated framework for Regional Rural Banks regarding interest rates on deposits.

Reserve Bank of India (Regional Rural Banks – Interest Rates on Advances) Directions, 2025

The Reserve Bank of India issues these Directions to regulate interest rates on advances for Regional Rural Banks.

Reserve Bank of India (Regional Rural Banks – Know Your Customer) Directions, 2025

The Reserve Bank of India mandates that Regional Rural Banks implement a board-approved Know Your Customer (KYC) policy.

Reserve Bank of India (Regional Rural Banks – Miscellaneous) Directions, 2025

The Reserve Bank of India issues these Directions to consolidate miscellaneous operational and regulatory requirements for Regional Rural Banks (RRBs) and their sponsor banks.

RRB Prudential Norms on Capital Adequacy Directions, 2025

Regional Rural Banks must maintain a minimum Capital to Risk Weighted Assets Ratio of 9 per cent on an ongoing basis.

Reserve Bank of India (Regional Rural Banks – Resolution of Stressed Assets) Directions, 2025

The Reserve Bank of India establishes a framework for Regional Rural Banks to manage stressed assets.

Reserve Bank of India (Regional Rural Banks – Responsible Business Conduct) Directions, 2025 (Updated as on July 1, 2026)