Statutory updates

Reserve Bank of India (All India Financial Institutions – Securitisation Transactions) Directions, 2025

The Reserve Bank of India issued these Directions to regulate securitisation transactions by All India Financial Institutions (AIFIs).

Reserve Bank of India (All India Financial Institutions – Transfer and Distribution of Credit Risk) Directions, 2025

The Reserve Bank of India establishes a framework for All India Financial Institutions (AIFIs) regarding credit risk transfer, loan distribution, and co-lending arrangements.

Treatment of Wilful Defaulters and Large Defaulters by All India Financial Institutions

The Reserve Bank of India establishes a framework for All India Financial Institutions (AIFIs) to identify, classify, and report wilful defaulters and large defaulters.

All India Financial Institutions Undertaking of Financial Services Directions

The Reserve Bank of India issues these directions to regulate how All-India Financial Institutions (AIFIs) undertake financial services.

Asset Reconstruction Companies – Credit Information Reporting Directions

The Reserve Bank of India establishes a standardized framework for Asset Reconstruction Companies (ARCs) to report and disseminate credit information.

Reserve Bank of India (Asset Reconstruction Companies) Directions, 2025

The Reserve Bank of India issues the Asset Reconstruction Companies Directions, 2025, to regulate the functioning of asset reconstruction companies.

Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Directions, 2025

The Reserve Bank of India issued updated Know Your Customer (KYC) directions for Asset Reconstruction Companies (ARCs).

Reserve Bank of India (Asset Reconstruction Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

These directions establish a system for Asset Reconstruction Companies (ARCs) to report credit information on wilful defaulters and large defaulters to credit information…

Commercial Banks – Acquisition and Holding of Shares or Voting Rights Directions

The Reserve Bank of India establishes new directions for the acquisition and holding of shares or voting rights in commercial banks.

Reserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 2025

Commercial Banks Branch Authorisation Directions 2025

Commercial banks must open at least twenty five percent of total banking outlets in unbanked rural centres during a financial year.

Commercial Banks Cash Reserve Ratio and Statutory Liquidity Ratio Directions

The Reserve Bank of India mandates that commercial banks maintain a Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) based on their Net Demand and Time Liabilities…

Reserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025 (Updated as on May 18, 2026)

Reserve Bank of India (Commercial Banks - Climate Finance and Management of Climate Change Risks) Directions, 2025

The Reserve Bank of India establishes a framework for commercial banks to manage climate change risks and accept green deposits.

Commercial Banks Concentration Risk Management Directions

The Reserve Bank of India issues these Directions to manage concentration risk in commercial banks.

Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025

The Reserve Bank of India issues these Directions to regulate the issuance and conduct of credit and debit card business by commercial banks.

Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025 (Updated as on July 01, 2026)

Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025 (Updated as on July 15, 2026)