Statutory updates

Reserve Bank of India (Credit Information Companies) Directions, 2025

The Reserve Bank of India issues updated directions for Credit Information Companies (CICs) to regulate credit information reporting, dissemination, and grievance redressal.

Credit Information Companies – Managing Risks in Outsourcing Directions, 2025

The Reserve Bank of India (RBI) issues these Directions to govern the outsourcing of Information Technology (IT) services by Credit Information Companies (CICs).

Reserve Bank of India (Housing Finance Companies) Directions, 2025 (Updated as on April 15, 2026)

Reserve Bank of India (Local Area Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025

These directions establish a regulatory framework for the acquisition and holding of shares or voting rights in Local Area Banks.

Reserve Bank of India (Local Area Banks – Asset Liability Management) Directions, 2025

The Reserve Bank of India establishes a framework for Asset Liability Management (ALM) for Local Area Banks.

Reserve Bank of India (Local Area Banks – Branch Authorisation) Directions, 2025

The Reserve Bank of India (RBI) regulates the opening, merging, shifting, and closure of Banking Outlets for Local Area Banks.

Local Area Banks Cash Reserve Ratio and Statutory Liquidity Ratio Directions

The Reserve Bank of India issues updated directions for Local Area Banks regarding the maintenance and reporting of Cash Reserve Ratio and Statutory Liquidity Ratio.

Reserve Bank of India (Local Area Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025

The Reserve Bank of India issued these Directions to govern the classification, valuation, and operational management of investment portfolios for Local Area Banks.

Local Area Banks Concentration Risk Management Directions

The Reserve Bank of India establishes prudential exposure limits for Local Area Banks to manage concentration risk.

Reserve Bank of India (Local Area Banks – Credit Facilities) Directions, 2025

The Reserve Bank of India issued consolidated directions for Local Area Banks (LABs) regarding credit facilities.

Reserve Bank of India (Local Area Banks – Credit Information Reporting) Directions, 2025

The Reserve Bank of India establishes a framework for Local Area Banks to report credit information to registered Credit Information Companies.

Reserve Bank of India (Local Area Banks – Credit Risk Management) Directions, 2025

The Reserve Bank of India issues these Directions to strengthen credit risk management for Local Area Banks.

Local Area Banks Debit Cards Issuance and Conduct Directions

The Reserve Bank of India issues these directions to regulate the issuance and conduct of debit cards by Local Area Banks.

Local Area Banks Digital Banking Channels Authorisation Directions

The Reserve Bank of India establishes a regulatory framework for Local Area Banks to provide digital banking channels.

Financial Statements Presentation and Disclosures for Local Area Banks

The Reserve Bank of India issued these Directions to govern the preparation, presentation, and disclosure of financial statements for Local Area Banks.

Reserve Bank of India (Local Area Banks – Governance) Directions, 2025

The Reserve Bank of India issues governance directions for Local Area Banks to regulate board constitution, director appointments, remuneration policies, and reporting duties.

Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025

The Reserve Bank of India establishes prudential norms for Local Area Banks regarding income recognition, asset classification, and provisioning for advances.

Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Directions, 2025

These Directions establish a framework for Local Area Banks to manage interest rates on domestic, Non-Resident, and foreign currency deposits.