Statutory updates

Prudential Norms on Declaration of Dividends for Rural Co-operative Banks

The Reserve Bank of India establishes prudential norms for the declaration of dividends by Rural Co-operative Banks.

Reserve Bank of India (Rural Co-operative Banks – Resolution of Stressed Assets) Directions, 2025

The Reserve Bank of India establishes a framework for the early recognition, reporting, and resolution of stressed assets in Rural Co-operative Banks.

Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025 (Updated as on July 1, 2026)

Reserve Bank of India (Rural Cooperative Banks – Transfer and Distribution of Credit Risk) Directions, 2025

The Reserve Bank of India establishes a regulatory framework for Rural Cooperative Banks to manage credit risk through loan transfers.

Reserve Bank of India (Rural Co-operative Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025

These directions establish a framework for Rural Co-operative Banks (RCBs) to manage wilful defaulters and large defaulters.

Reserve Bank of India (Rural Co-operative Banks – Undertaking of Financial Services) Directions, 2025

The Reserve Bank of India (RBI) issues these directions to govern the undertaking of financial services by Rural Co-operative Banks (RCBs).

Reserve Bank of India (Rural Co-operative Banks - Voluntary Amalgamation) Directions, 2025

The Reserve Bank of India establishes a framework for the voluntary amalgamation of Rural Co-operative Banks.

Setting Up of Wholly Owned Subsidiaries by Foreign Banks

The Reserve Bank of India mandates that foreign banks entering India or meeting specific systemic criteria must operate through a wholly owned subsidiary.

Small Finance Banks Shareholding and Voting Rights Directions

These directions set rules for small finance banks to ensure that major shareholders remain fit and proper on an ongoing basis.

Reserve Bank of India (Small Finance Banks – Asset Liability Management) Directions, 2025

Small Finance Banks Branch Authorisation Directions 2025

Small Finance Banks must open at least twenty five percent of total banking outlets in unbanked rural centres each financial year.

Small Finance Banks Cash Reserve Ratio and Statutory Liquidity Ratio Directions

The Reserve Bank of India issues these directions to govern the maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) for Small Finance Banks.

Reserve Bank of India (Small Finance Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025 (Updated as on May 18, 2026)

Small Finance Banks Climate Finance and Management of Climate Change Risks Directions, 2025

Small Finance Banks must follow new rules for climate finance, management of climate change risks, and acceptance of green deposits.

Small Finance Banks Concentration Risk Management Directions

The Reserve Bank of India issues these directions to manage concentration risk for Small Finance Banks.

Small Finance Banks Credit and Debit Cards Issuance and Conduct Directions 2025

The Reserve Bank of India issues directions for credit cards, debit cards, and co-branded cards issued by Small Finance Banks.

Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025 (Updated as on July 01, 2026)

Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025 (Updated as on July 15, 2026)