Statutory updates

Small Finance Banks Digital Banking Channels Authorisation Directions 2025

Small Finance Banks operating in India must follow new directions for digital banking channels authorisation.

Reserve Bank of India (Small Finance Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (Updated as on July 01, 2026)

Small Finance Banks Governance Directions

The Reserve Bank of India issues these directions to establish governance standards for Small Finance Banks.

Small Finance Banks Income Recognition Asset Classification and Provisioning Directions 2025

Small Finance Banks must follow prudential norms for income recognition, asset classification, and provisioning under these updated directions.

Small Finance Banks Interest Rate on Deposits Directions

Small Finance Banks must follow a regulatory framework for deposit interest rates across domestic, non-resident, and foreign currency accounts.

Small Finance Banks Interest Rates on Advances Directions 2025

Small Finance Banks must follow new interest rate directions on advances and loans issued by the Reserve Bank of India.

Reserve Bank of India (Small Finance Banks – Know Your Customer) Directions, 2025 (Updated as on December 29, 2025)

Reserve Bank of India (Small Finance Banks – Licensing) Guidelines, 2025

The Reserve Bank of India establishes on-tap licensing guidelines for Small Finance Banks in the private sector.

Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025

The Reserve Bank of India issues these Directions to govern risk management for Small Finance Banks when outsourcing financial and Information Technology services.

Reserve Bank of India (Small Finance Banks – Miscellaneous) Directions, 2025

Small Finance Banks must follow unified operational, regulatory, and governance rules set by these directions.

Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025 (Updated as on July 01, 2026)

Small Finance Banks – Resolution of Stressed Assets Directions

The Reserve Bank of India establishes a framework for the early recognition, reporting, and time-bound resolution of stressed assets by Small Finance Banks.

Reserve Bank of India (Small Finance Banks - Resource Raising Norms) Directions, 2025

The Reserve Bank of India establishes norms for Small Finance Banks to issue long-term bonds for financing infrastructure sub-sectors and affordable housing.

Reserve Bank of India (Small Finance Banks – Responsible Business Conduct) Directions, 2025 (Updated as on July 1, 2026)

Small Finance Banks Securitisation Transactions Directions

The Reserve Bank of India issued these directions to regulate securitisation activities by Small Finance Banks (SFBs).

Small Finance Banks – Transfer and Distribution of Credit Risk Directions, 2025

The Reserve Bank of India establishes a framework for Small Finance Banks (SFBs) to manage credit risk through loan transfers and distributions.

Small Finance Banks Treatment of Wilful Defaulters and Large Defaulters Directions

These Directions establish a transparent procedure for Small Finance Banks to identify and classify wilful defaulters.

Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) Directions, 2025

These directions govern the financial services activities of Small Finance Banks.