Statutory updates

Reserve Bank of India (Universal Banks – Licensing) Guidelines, 2025

The Reserve Bank of India issues updated licensing guidelines for universal banks in the private sector on a continuous basis.

Reserve Bank of India (Urban Co-operative Banks – Asset Liability Management) Directions, 2025

The Reserve Bank of India issues these Directions to establish a framework for Asset Liability Management in Urban Co-operative Banks.

Urban Co-operative Banks Branch Authorisation Directions

The Reserve Bank of India (RBI) issued updated directions for Urban Co-operative Banks (UCBs) regarding branch authorization, business expansion, and the use of Business…

Urban Co-operative Banks Cash Reserve Ratio and Statutory Liquidity Ratio Directions

The Reserve Bank of India mandates that Urban Co-operative Banks (UCBs) maintain Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) based on their Net Demand and Time…

Urban Co-operative Banks Investment Portfolio Classification, Valuation and Operation Directions

The Reserve Bank of India issued updated directions for Primary (Urban) Co-operative Banks regarding the classification, valuation, and operation of their investment portfolios.

Urban Co-operative Banks Concentration Risk Management Directions

The Reserve Bank of India consolidates prudential norms for Urban Co-operative Banks to manage concentration risk.

Urban Co-operative Banks Credit and Debit Cards Issuance and Conduct Directions

The Reserve Bank of India issued these Directions to regulate the issuance and conduct of credit and debit cards by Urban Co-operative Banks (UCBs).

Reserve Bank of India (Urban Co-operative Banks – Credit Facilities) Directions, 2025 (Updated as on April 01, 2026)

Reserve Bank of India (Urban Co-operative Banks – Credit Facilities) Directions, 2025

The Reserve Bank of India issued consolidated directions for Urban Co-operative Banks (UCBs) regarding credit facilities.

Reserve Bank of India (Urban Co-operative Banks – Credit Information Reporting) Directions, 2025

These directions establish a standardized framework for Urban Co-operative Banks (UCBs) to report and disseminate credit information to Credit Information Companies (CICs).

Urban Co-operative Banks Credit Risk Management Directions

The Reserve Bank of India mandates that Urban Co-operative Banks (UCBs) establish a board-approved credit risk management policy.

Urban Co-operative Banks Digital Banking Channels Authorisation Directions

The Reserve Bank of India establishes a regulatory framework for Urban Co-operative Banks to offer digital banking channels.

Urban Co-operative Banks Financial Statements Presentation and Disclosures

The Reserve Bank of India issues these Directions to standardize the presentation and disclosure of financial statements for Urban Co-operative Banks.

Reserve Bank of India (Urban Co-operative Banks - Governance) Directions, 2025

The Reserve Bank of India establishes governance standards for Urban Co-operative Banks (UCBs).

Urban Co-operative Banks Income Recognition, Asset Classification and Provisioning Directions

The Reserve Bank of India establishes prudential norms for income recognition, asset classification, and provisioning for Urban Co-operative Banks.

Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Directions, 2025

The Reserve Bank of India establishes a regulatory framework for Urban Co-operative Banks regarding interest rates on deposits.

Reserve Bank of India (Urban Co-operative Banks – Interest Rates on Advances) Directions, 2025

The Reserve Bank of India issues these Directions to regulate interest rates on advances for Urban Co-operative Banks.

Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Directions, 2025

The Reserve Bank of India issues these Directions to prevent Urban Co-operative Banks from being used for money laundering and terrorist financing.